As an international student, health insurance is mandatory to attend any programs at Georgian College. You must be registered into courses in an academic semester or registered for a work term/co-op term in Banner (Georgian’s student information system) in order for health insurance coverage to begin for that term.
Insurance is provided through a company called guard.me International Insurance. This insurance coverage is for emergency health conditions and anything new (flu, sore throat, rash, etc.) that starts after your insurance coverage begins (the plan does not cover pre-existing conditions). See the health insurance coverage dates under FAQs below.
If you do not register into courses in an academic semester or do not register for a work-term/co-op term in Banner, you will not be covered by health insurance. It is your responsibility to ensure you have health insurance while in Canada by checking with the International Centre. You may have to pay additional health insurance fees. If you are out of the normal program progression, it is your responsibility to ensure you have health insurance by checking with the International Centre. You may have to pay additional health insurance fees due to your irregular program progression.
If you officially withdraw from the college (or transfer to another institution), after the add/drop deadline, your health insurance coverage will not be terminated and fees will not be refunded. Your health insurance will expire on the date indicated on the card. Please refer to the health insurance coverage dates below and visit guard.me for more details on the insurance plan.
Frequently asked questions (FAQ)
English Language Studies (EAPC and ESLG)
|Year||Term||Insurance start date||Insurance end date|
|2017||Summer||June 28||Aug. 29|
|2017||Fall||Aug. 30||Oct. 24|
|2017||Fall||Oct. 25||Dec. 31|
|2018||Winter||Jan. 1||Feb. 27|
|2018||Winter||Feb. 28||May 1|
|2018||Summer||May 2||June 26|
|2018||Summer||June 27||Aug. 28|
Postsecondary health insurance dates
|Year||Term||Insurance start date||Insurance end date|
|2017||Fall||Sept. 1, 2017||Aug. 31, 2018|
|2018||Winter||Jan. 1, 2018||Aug. 31, 2018|
|2018||Summer||May 1, 2018||Aug. 31, 2018|
If you arrive before the insurance start date, it is important that you purchase your own health insurance from the date of arrival in Canada up to the insurance start date listed above. Please visit guard.me International Insurance to apply for insurance coverage for additional days.
You will receive an email to your Georgian College email account at the start of each term (see EAP and postsecondary coverage dates above). To access your card, click on the print ID card link in the email.
Keep the ID card with you in your wallet for proof of health insurance coverage. You will also receive a temporary password you can use to log in your account at the guard.me website to allow you access to your ID card and view the status of any claims. Once you are registered into courses in an academic semester or you are registered for a work term/co-op term in Banner, your coverage for health insurance will begin for that term.
Postsecondary students will receive a new health card once per year. EAP students will receive a new health card at the start of each registered seven-week session.
If you do not receive an email from guard.me with your health insurance card, check to make sure you are registered on Banner. If you are registered in courses or co-op/work term and don’t have a health insurance card, please drop by the International Centre and let us know. If you are not registered in courses or co-op/work term, please register on Banner or visit the Office of the Registrar.
guard.me health insurance is mandatory for all international students who are registered for courses or a co-op/work term in Banner. That means that if you’re currently in courses or on a co-op/work term, you can’t opt-out.
- you will no longer be registered into academic courses or a co-op/work term on the Banner student information system and therefore will not receive health coverage
- you can purchase your own health insurance through guard.me International Insurance for a maximum time of six months
- you may be eligible for OHIP after working full-time in Canada for the required amount of time
- you are strongly encouraged to purchase your own health insurance after you graduate from Georgian College
To find the clinic closest to your home, visit guard.me. Once you fill in your address, it will give you a list of the closest clinics. The clinics listed are all the direct billing locations.
You can still visit a clinic that isn’t on the list but you will have to pay for the service up front.
What is a claim?
If you visit the doctor’s office without your guard.me card or visit a health facility that does not do direct billing, you will be asked to pay up front for your medical expenses. Keep your receipt so you can make a claim with guard.me and be refunded.
How to make a claim
You can make a claim online if the receipt is under $1,000 by visiting guard.me and clicking on My Claim, then Making a Claim. You will be asked to enter your policy number and date of birth. Click Submit and continue the steps through the claim process. On the last page you will be asked to fill in your address. Please ensure your address details are accurate as this is where the cheque will be sent. You will also be asked to scan and attach your receipt(s). If your receipt is over $1,000, you will have to submit your claim by mail.
Dermatologist: To visit a dermatologist you will likely have to be referred by a doctor which means you will need to visit the doctor’s office first. Remember, guard.me doesn’t cover any pre-existing conditions (including acne). If you are unsure whether your dermatologist visit will be covered, email email@example.com.
- guard.me International Insurance will only cover a visit to a dentist if it’s an emergency or immediate relief of pain or suffering
- eye doctor:
- you will be covered for one non-emergency eye exam per year up to a maximum of $100 – there is no insurance coverage for contacts or glasses
- you will be covered up to $100 for program/course required immunizations
If the coverage date on your guard.me card is expiring and you will be coming back to study at Georgian College, you can purchase health insurance for the gap between programs.
Visit guard.me and follow the steps for “gap student.”
Please refer to the coverage dates above to be sure that you don’t purchase health insurance for longer then you need.
With the support of many generous donors, Georgian College offers its international students a variety of awards and scholarships to help offset the cost of their education and to reward learners for their dedication to their academic goals. Find out more about Georgian College scholarships and awards.
To see all scholarships available to international students, check the table below or for the full list select International student from the list next to Includes at the bottom of the awards search page.
|Awards||International Education & Training Entrance Scholarships||EAP Graduate Awards||Study Abroad Scholarships||International Entrance Awards||Bruce Hill International Awards|
|Amount||$500 CAD||$1,000CAD||$500CAD-$3,500CAD||$1,000CAD||$1,000 CAD|
|Criteria||Presented to an international student entering any full-time program at any campus of Georgian College. The student must have demonstrated academic achievement in their home country or an accredited institute in Canada.||Presented to an international student entering any full-time program at any campus of Georgian College. The student must have demonstrated academic achievement in their home country or an accredited institute in Canada.||Student going for a semester abroad through one of our partner institutions would be eligible for up to $3500. Students have to write a cover letter indicating how this experience will enhance their educational goals and include a budget for the trip.||Presented to an international student entering his or her first year of study in any program at any campus of Georgian College. The student must have completed the English for Academic Purposes program at an ESL partner school in Canada (excluding Georgian College) and have demonstrated academic achievement (75 per cent or higher) in the program as well as excellent attendance. Cover letter must include why the applicant wants to study at Georgian College.||Presented to International students in either second or third year of study in any two or three year post secondary diploma program OR in their second or third semester of a graduate certificate program at Georgian College. The recipients have made an outstanding contribution to campus life through participation in college and/or community activities. Although these awards are based on non-academic criteria, the recipients must be in good academic standing.|
|Number available||10. Seven scholarships awarded in September for fall intake students; three scholarships awarded in January for winter intake students.||Seven. Five scholarships awarded in September for fall intake students; two scholarships awarded in January for winter intake students.||No limit||Five. Four scholarships awarded for fall intake; one scholarship for winter intake.||Two|
|Deadline||Oct. 31 – fall; March 31 – winter||Sept. 30 – fall; March 31 – winter||Ongoing||Oct. 31 – fall; March 31 – winter||March 31|
|Requirements||o Cover letter o Grade report||o Cover letter o Grade report||o Cover letter o Trip budget||o Cover letter o Grade report o Letter of reference from faculty member (ESL school)||o Cover letter o Letter of reference - general|
Contact: Jennifer Charbonneau
International student ambassadors
The 2017 International Centre photo contest was a huge success – thank you to all who participated.
Congratulations to the winners!
- people’s choice: Mihir Pandya
- first place overall: Haitham Abdelaty
- second place overall: Chieh-ju Chang
- third place overall: Shreya Rakeshbhai PAtel
- first place – wildlife: Emilie Ross
- first place – architecture: Austin Ertl
- first place – people and culture: Maria Fernanda Montoya
New content coming soon